3 Tips on Choosing the Right Sofa

small couchThere is one piece of furniture in your home that is probably the most important piece you’ll ever own, besides your bed. What is that piece? Your sofa. Choosing the right sofa is one of the most important decisions you’ll make. Here are 3 tips on what to look for when picking a sofa:

  1. Check the frame. Pick a sofa that has a strong frame for a long-lasting sofa.
  2. Ask about joinery. Avoid a sofa that is held together with glue, nails, and staples. Instead pick one that has bolts, which is more solid.
  3. Test the springs. Sofas with weak springs are more inclined to sag and will become uncomfortable. Look for a sofa with springs that are close together and avoid ones without springs and are constructed of mesh.

Want to know more? Read the full article here.

Thinking of renting your home? Where do you start?

for rentGet the house in shape, including interior and exterior patching and painting, carpet cleaning, appliance tune-up, ensuring adequate insulation, and fixing what needs fixing.

A property management company can research prices in your area, or you can look in the real estate section of your Sunday paper.

It’s not essential to hire a property manager, but it can make life easier, especially if you move out of the area. Interview at least three companies. Ask about accreditation, customer service, references, tenant screening, experience, vacancy rates, maintenance, monthly reporting, handling evictions, insurance, fee structure, and inspection of the property.


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Fit To Sell ~ Pre-Packing

There is so much that goes into selling a house that you can go crazy preparing the house, keeping it clean, waiting for someone to make an offer, and dealing with the closing.

Some tips to help with some of the stress associated with the whole process, remember to keep your home neat and organized. When buyers are touring your home, storage is one the top items on their list, and it is important to show your house has the storage space they are looking for.

It is also good to remember to avoid powerful smelling cleaning products as this can turn people off and give them the wrong impression that you are trying to hide something.

Does your home feel spacious? What can you do to make it more welcoming? Put yourself in their shoes when creating the feel of your home. When a buyer is seriously considering to purchase home, you want to make sure your home is at its cleanest and is move in ready. Any little thing you can do to make your house more presentable is one step closer to getting it sold.

For a complete list and tips for getting your home sell-able check out the RE/MAX website.

6 Things to Explore on Historic 25th Street

5_union-station-ogdenOne of my favorite spots in Ogden is the Historic 25th Street. There are so many awesome shops and restaurants that line the street and entice people into their stores. While you are strolling the streets here are 6 things you should check out:

1. Tour the Historic Union Station

2. Take in the scenery of the entire street from the rooftop bar from Alleged

3. Enjoy a night of concerts and movies at the Ogden Amphitheater

4. Get in touch with you artistic side at the Liquid Canvas

5. Seek out the infamous painted horses. Be sure to download the One Ogden app for the walking tour.

6. Explore the Municipal Gardens

Get more ideas of things to do on 25th Street and let us know what is your favorite part of Ogden.

10 Questions to Ask Before Making an Offer on a Home

There are a lot of things that go into buying a home from getting pre-approved, hiring an agent, deciding what features your dream home will have, among so many other things. With everything that is going through your mind, there is a good chance you will overlook some important factors.

The next time you view a home, here are some questions to keep in mind:checkbook

  1. Why is the house for sale?
  2. How old is the roof? When was it last replaced?
  3. Have you had any problems with roaches, termites, or any other pests?
  4. What are the monthly utilities bill costs?
  5. Has the sewer ever backed up? Any plumbing problems?
  6. How much installation is in the attic?
  7. How old is the water heater? When was it last replaced?
  8. When was the last time to home was tested for mold?
  9. What are the neighbors like?
  10. Does the home have a septic tank? When was the last time it was pumped? Any problems with it?

Do You Really Need Homeowners Insurance

Like car insurance, homeowners insurance is important to protecting your home from damage, certain natural disasters, or if someone is injured on your property.

There are 6 types of homeowners insurance options, the top 3 being HO-3. HO-4 and HO-6.home-office-336377_640

  • Special Form Homeowner Insurance (HO-3) is probably the most popular and protects against damage to the home, including personal belongings.
  • Renters Insurance (HO-4) protects people who are renting their home or apartment. This policy protects your belongings among other things.
  • Condominium Insurance (HO-6) is the another popular policy and protects those who own a condo or co-op. For more information about this and all the other homeowner insurance policies, here is a great website.

When deciding which homeowner insurance is best for you, here are some things to consider:

Know your homes value. This is important to establish your home’s replacement cost if something were to happen.
Do your research. Not all insurance companies or insurance policies are the same, so make sure you take the time to do your research to know which insurance company and policies are best for you.

Becoming a Landlord 101

terraced-housesChoosing to be a landlord is not an easy decision, but one that can be rewarding and between the tax deductions, long term security, and the flexibility of owning your own business, you can make a little extra money in the long run.

When deciding to become a landlord, take a moment to check out the Utah Landlord-Tenant Laws. Here are some other things to consider before going down the road of being a landlord:

1. Find a Good Tenant. A good rule of thumb is to always trust your gut, but a background and criminal check are just as important. Take the time to ensure your potential tenants who are responsible, clean, and will pay their rent on time. You want to screen them carefully because they will be living in your home.

2. Change Your Homeowners Insurance. When you are looking to rent out your home, you are required to have landlord property insurance specifically for a rental property. Talk to your insurance company to make sure you are covered to keep yourself and your investment protected.

3. Who Will Manage the Property. Being a landlord can be a full time job, so if you don’t have time to put towards being there at all hours, you may want to consider hiring a property management company. Having a property manager takes some of the stress off you and allows flexibility when dealing with tenants.

4. Set Your Price. Potential tenants will be checking out the area for deals and keeping your prices competitive and highlight the valuable aspects of your property.

5. Protect Your Assets. Have a lease the clearly states the agreements between you and the tenant to protect your rights. The lease agreement should have the lease terms, rent due date, up-keeps, security deposit, with some other details your legal representation can advise you on.

If you want more information about becoming a landlord, check out Renting My House for more tips and insights. If you live in the Ogden area, I would also highly recommend joining the Good Landlord Program for excellent information and potential discounts. Other areas should have a Good Landlord Program as well as be sure to ask your city.

 

Indoor Home Projects

SMenvironment-home-plant-3860 (1)If you haven’t noticed, it’s getting cooler! Along with the holidays this is a wonderful time of year. Leaves changing colors, hot apple cider, pumpkin carving, Christmas carols, and snowmen; it is hard not to be happy.

But what about those who love being outside, working in the dirt? Don’t let the cool weather, and eventual snow bring you down. Build your very own terrarium for your home!

When creating your terrarium, there are a lot of fun ideas. Follow this awesome tips to create a spectacular greenery for your home.

Side note: these would be a wonderful Christmas gift to family, friends, and co-workers. What are some things you would add to your terrarium?

Interest Only Loans

Here are a few tips to help you decide if an Interest Only Loan is for you:

You may want an interest only if you:

  • Aren’t taking on more debt than you can handle.
  • Expect your income to rise sharply in the next five years.
  • Are disciplined with money.
  • Are an individual who likes to take risks.
  • Have an irregular income (like commissioned sales).
  • Are content to let rising markets build your equity for you.
  • Are confident that home prices will continue to rise.

You may not want an interest only if you:

  • Have a lot of consumer debt you can’t get a handle on.
  • Plan on being in your house past the interest-only period.
  • Are undisciplined with finances.
  • Are borrowing a small amount.
  • Plan on spending the extra cash on “discretionary” items.
  • Plan to sell or refinance before the interest-only period ends.
  • Want to lock in today’s low interest rates.

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Community Gardens

For some people looking to get out and meet new people, community gardening is a great idea. Since the 1970s, community gardens have become more popular and given people who might not have access to a yard a chance to grow their own food, enjoy being outside, and converse with others. The benefits of a community garden are endless which include but are not to:

Extra income. The food grown can be sold for some extra money.

Exercise. Spending time in the garden is an excellent way to get some physical activity in and remain healthy.

Involve children. Community gardening is a fun way to get the kids involved with gardening and provides a safe place for them after school.

If you are interested in joining a community garden, check out the Wasatch Community Gardens in Ogden.

What is your favorite part of gardening? Have you ever worked in a community garden? What did you like best about it?